Founding members · $9.90 (was $39) · Only first 100 members · --d --h --m --s
The Pension Watch · weekly
Weekly letter from Pep

Deeming Is Cutting Your Pension — Know It Before Your Next Payday

A plain-English weekly letter for older Australians: what deeming takes from your fortnightly pension, and what that Centrelink letter is really asking.

What lands in your inbox

Built to use this week, not to file away.

1 What deeming takes each fortnight

Where the presumed interest comes from, and why your bank never paid it.

2 Every Centrelink letter, in plain English

We find the printed date and tell you what is actually being asked.

3 Payments nobody offers you

Cards, supplements and concessions exist only if you ask for them yourself.

A real issue

See what you get before you pay a cent.

No smoke: the full guide, the exact steps, the fix — every week.

Read the full issue →
This week's issueWeekly letter · Deeming and your fortnightly pension

Deeming Is Cutting Your Pension

Your term deposit paid one thing; Centrelink counts another. We show where the presumed rate lands on your fortnightly payment, and which line of the letter to check first.

The rest — the part that makes it click — is for members.
Why it's worth $9.90/mo

One good week pays for a month. This saves you many.

You're not paying for 'content' (that's everywhere and half-wrong). You're paying for the tested way, the exact steps, every week — and for a real answer when you get stuck.

  • Guesswork and wasted effortdone right
  • $200 weekend courses you half-finish$9.90/mo
  • Skills lost when the experts move onkept alive
The founding price ($9.90/mo) goes to $39 when the 100 spots fill --d --h --m --s Lock the price
The circle

5,800+ older Australians

already get it every week.

“I had the term deposit statement on one side and the Centrelink letter on the other, and never knew deeming was why my fortnightly payment dropped. Now I see it coming and check the dates myself.”

Margaret T. · 71 · Queensland

“The envelope used to sit by the phone for days. Now the weekly letter tells me what the printed date means, and I opened mine before the deadline instead of after my pension was cut.”

Brian K. · 68 · New South Wales

Testimonials are illustrative composites, not quotes from named individuals. Results vary with your effort.

Zero risk: cancel whenever you like, in one click.

No contract, no calls, no spam. Your first issue lands this week. If it's not for you, you leave and lose nothing.

Fair questions
Do you need my Centrelink customer reference number or bank details?

No. We never ask for account numbers, reference numbers or identity documents. The weekly letter explains the rule; you send anything yourself, directly to the office concerned.

Is this financial advice, or someone acting for me?

Neither. It is a weekly letter in plain English, reader to reader. No adviser, no lawyer, no office. You read what the rule does, then you decide about your own account.

Isn't this on the internet for free?

Bits of it, scattered and half-wrong. Here it's tested, start to finish, with the exact steps — and a fresh one every week.

I'm not as young as I was — is it hard?

No. Plain steps, big print, one a week. Nothing fancy, the way it's always been done.

How do I get it?

Straight to your inbox every week. Join once and it just shows up — no app, no fuss.

Why does the price go up?

The first 100 founding members lock $9.90/mo for good. After that it goes to $39.

Only -- founding spots left

Lock $9.90/mo for good before the 100 spots fill.

Join The Pension Watch →

7-day money-back, cancel anytime · first issue this week · cancel in 1 click

P.S. — $9.90/mo is less than a couple of coffees, and you lock it for good. When the 100 spots fill, it goes to $39. If one issue saves you a wasted afternoon, you're ahead — and if not, you cancel in a click.

$39 $9.90/mo · -- spotsJoin